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Most cyber attacks succeed because of human error, not sophisticated hacking. Phishing emails, weak or reused passwords, and missing multi-factor authentication let attackers simply log in rather than break in. The most effective defences are also the most affordable: MFA everywhere, a password manager, regular security awareness training, and a culture where reporting a suspicious message is normal.

Businesses spend heavily on security software and almost nothing on the people using it. That’s backwards, because people are exactly where attackers aim.

Why Do Most Cyber Attacks Start With Employees?

It’s far easier to trick a person than to defeat good technology. A well-crafted email, a fake Microsoft 365 login page, or an urgent payment request that seems to come from the owner bypasses firewalls entirely. Attackers count on busyness and trust, which is why even careful teams get caught without training. (If you still doubt attackers would bother with a business your size, read: Are small businesses targeted by cyber attacks?)

The numbers are consistent. Verizon’s 2025 Data Breach Investigations Report found a human element in roughly 60% of breaches, with stolen credentials (22%) and phishing (16%) among the top ways in. In Canada, IBM’s 2025 research found phishing was the most common initial attack vector, costing an average of CA$7.91 million per breach.

Human error in cybersecurity usually looks like:

  • Clicking a link in a convincing phishing email
  • Entering a password on a fake login page
  • Reusing one password across work and personal accounts
  • Approving an urgent wire transfer or gift-card request without checking
  • Accepting an MFA prompt they didn’t trigger

The Three Habits That Stop Most Attacks

1. Multi-factor authentication on every account

MFA means a stolen password isn’t enough on its own. Microsoft research found MFA reduces the risk of account compromise by 99.22%. Turn it on for email, accounting software, banking, and remote access, not just one system. Our MFA guide covers the options.

2. A password manager for the whole team

A business password manager creates unique, strong passwords and stops the reuse that turns one leaked login into many. See our strategies for password protection.

3. Phishing prevention training

Tools only work if people know when to pause. Combined with cybersecurity services in Toronto that filter email and monitor accounts, a trained team closes the gap attackers rely on most.

How Do You Know If Your Team Is Ready?

Confidence isn’t proof. Simulated phishing sends safe, fake attacks to your team and shows who clicks, turning a hopeful guess into a number you can track. Regular simulations paired with short follow-up training drive click rates down over time and show you where extra coaching is needed.

How to Stop Phishing With Training That Sticks

A single annual seminar doesn’t change behaviour. Short, regular, real-world reinforcement does. An effective program for a small business looks like this:

  1. A short onboarding session for every new hire, before they get full access.
  2. A few minutes a month on current scams, such as fake invoices, delivery notices, and QR-code phishing.
  3. Quarterly phishing simulations with instant, friendly feedback for anyone who clicks.
  4. A one-click way to report suspicious emails, met with thanks rather than blame.
  5. A verification rule for payment and banking changes: confirm by phone using a known number.

Training should also cover what happens after a mistake. Staff who report a click within minutes give you time to reset passwords and contain the damage. Staff who hide it out of fear give attackers days.

Frequently Asked Questions

What percentage of breaches involve human error?

About 60%, according to the 2025 Verizon DBIR. Most incidents trace back to phishing, stolen credentials, or simple mistakes rather than purely technical exploits.

Is MFA really that important for a small business?

Yes. It’s one of the most effective controls available, because it neutralizes the most common attack: a stolen or guessed password.

How often should we run security awareness training?

Little and often beats once a year. Short monthly reinforcement plus quarterly phishing simulations keeps awareness high without disrupting work.

Does security awareness training work for small teams?

Yes, and small teams often see results fastest. With fewer people, each person’s habits make up a bigger share of your risk, so a few minutes of training a month makes a measurable difference. Simulations also show progress quickly when there are only a handful of inboxes.

Turn Your Team Into Your Strongest Defence

hubTGI helps businesses across Toronto, Mississauga, Brampton, Markham, Vaughan, and the GTA strengthen security through employee training, phishing prevention, and better everyday habits. Start with a cybersecurity assessment to find where your team needs support.

Book your cybersecurity assessment

Renée Dhingra

Renee Dhingra is a Sales Director, leader, and mentor within hubTGI’s Marketing and Business Operations department. Her passion for continuous learning and helping businesses leverage modern technology has awarded her as an ENX Difference Maker and winner of four President’s Clubs. Outside of work, Renee enjoys travelling, hiking, and attending her spin classes.